Financial AdviceFinancial Advice

You can trust our financial advisors to provide you with holistic and personalised advice

Regardless of where you are at on life’s journey, with B&M Financial you’ll encounter a holistic approach to financial advice. That’s because instead of focusing on selling products, our financial advisors focus on helping you establish your lifestyle and financial goals; working with you to develop strategies tailored to your personal circumstances and personal goals. Then, and only then, do we adopt an open approach to sourcing the specific products that we recommend, to ensure we find the right financial products for you.

Our comprehensive approach ensures your finances are on the right track

Financial Planning, Retirement Planning, Estate Planning, Superannuation, Taxation, Debt Management– you name it, they all need to be considered and incorporated into your plan. If you miss one, it may affect you in the future. You may not need all of them right now, but we will create a solution to protect, position and promote your wealth.

Ask us about our obligation free, free initial meetings

Our financial advisors like to sit down with all our prospective clients to find out as much as we can before we start providing you with any advice. This approach ensures we get to understand your financial goals, so we can devise the best way for you to reach them.

Contact our Gold Coast office for more information

If you would like more information on our financial advice services, please contact our helpful team at our Gold Coast office.

When it comes to financial planning our focus is to work with you to achieve your lifestyle and financial goals by helping you plan and take action to create, manage and protect your wealth.

Our team of experienced advisers and technical experts work with you to analyse your current circumstances, assess and develop your goals, then develop and implement plans to help achieve your objectives. We offer a broad range of services and expertise, including specialising in commercial and residential property investments and self-managed superannuation.

Our advice on retirement planning will assist you to ensure that your assets, capital and income streams outlive you, so that you have enough to live on in retirement.

We can help you to achieve the lifestyle that you seek in retirement by providing practical and helpful advice to assist you to reduce the impact of inflation, generate competitive tax-effective returns and create an appropriate income stream in your retirement; a process we can help you with, regardless of how many years you are from retirement.

We can help you take control of superannuation structuring and strategies so they are properly aligned with your financial and lifestyle goals.

Whether it’s through the assessment of fund managers or helping you establish and manage your own self-managed superannuation fund (SMSF), we can assist you regardless of what stage you are in life; structuring investments and outcomes to meet your lifestyle goals in retirement. We also specialise in acquiring real estate within a SMSF.

We can help you manage your taxation issues, to ensure you comply with tax legislation and only pay the amount you are required to.

We know that managing taxation issues can have a significant impact on financial outcomes. So, at B&M Financial, our tax and accounting experts will help to make sure your affairs, assets, investments and income streams are structured in the most tax-effective manner possible.

We can help you secure the most appropriate loan structure and arrangements to suit your individual needs and requirements, to help achieve your investment goals.

Through our extensive network of banks and other lenders, backed by our knowledge and expertise, we can structure the most competitive loan products available on the market. And, as we are not aligned to any particular financial institution, we can ensure that the recommendations we make are unbiased and appropriate to your needs.

Testimonial

“Joe has been instrumental in the growth and structure of our existing Child Care Centers, he has been with us every step of the way from bookkeeping, tax planning and general compliance will all the government departments. The next phase of our wealth accumulation has seen Joe structure our super funds, so we can own our commercial Child Care premises which means we will be paying rent to our super funds to own the premises in the long term.”

Phil – Commercial property through SMSF